Sep 14, 2005

how to be a millionaire govt officer!!

:: weekend was tiring....balik sirpunk friday nite. saturday pegi kenduri kat sijangkang and then mlm plak kenduri mawi yg tak world kat sirpunk then 9 pm terus rush pi umah azmir kat international hill. happening giler poolwarming azmir...ramai org siap ader karoeke lagi.....bila kiter nak buat hsewarming kiter yang??? heheheheh.....hsewarming yg dah baper puluh kali pospon...shian adawiyah.

:: on sunday i get the permission to drive MR. V all the way frm p*trajaya to us*. pressure giler ok sbb co-pilot kat sebelah acted like pegawai JPJ yg nak test org dgn muka kerek dia....gi usj ader tujuan sebenar...nak cilok catalogue ikea yg baru....not really cilok ok...dah mintak izin my bro....kenapa ikea ni tak bagi org2 kat putrajaya. dr usj ke ou...the so-called pegawai JPJ suh drive tp tak sanggup ler makcik...nak masuk ou yg dijamin susah nak mencarik parking tuh yg lemah tuh. heheheheeh. planning to have our late lunch kat arena ou....honey chicken teppayanki...lurveee the miso soup!!! tp kedai dah takder....half of arena dah tutup maybe for renovation. Barang - barang dah bukak kat ou....kalau pi ikano mmg tak pernah miss menjamu mata kat kedai barang - barang ni.

:: i did lots of thinking nowadays....mcm mana nak kaya!!!hahah...no lah...mcm mana nak mendisiplinkan diri dlm saving. so i've made a list


1. submitted my monthly deductions form for tabung haji - actually borang tu dr tahun lepas dah isi....tersimpan dlm drawer....tp kerek sbb M2U pun skang boleh buat transfer ke tabung haji so kengkunun nak buat monthly transfer la takder la terikat dgn fixed amt...tp seperti yg dijangkakan...TAK JALAN!!!

2. monthly deduction for asb and masuk Q for bank rakyat - will do this 2morrow. i received my statement of dividend frm bank rakyat...hmm...not bad. so i was thinking nak tambah investment lagi tp tu lah kena Q sbb dah penuh. kelakarkan....nak tambah investment pun kena Q. to those of you yg belum cuba bank rakyat...it is good investment. tp just make sure that the money that u park in there is not meant for emergency sbbnyer kalau nak keluarkan duit tuh kena bagi one year notice!!!

3. increase my monthly deductions for public mutual - hmmmm....next yr lah kot

4. find a new job!!!! work frm home to be exact. will save a lot on fuel and no more worries on comin late to work

:: other than that, i need to cut down on my expenses...especially household expenses so that i can save more on my household allowance...tq dear. so this is the plan:

1. no more impluse buying - this will take quite some time
2. no more downloading movies frm nite to morning - save electricity bills yeah dear
3. stay loyal to MAFSO - insyaAllah
4. home made breakfast - mission accomplished (wif the help of cafe bawah yg takdak byk choices and by the way may i suggest to u st dalfour jam spread...so delicious...no added sugar...lurve their blackcurrant...a bit expensive though)

5. dinner at home - 80% accomplished
6. cut down on tarbush...chillis...starbucks (arghhh!!)...japanese rest...johnny...resipi rahsia etc etc - but hey...im not paying rite when we are dining out...so it wont do harm to my expenses...muakakaka
7. lagi
8. dan lagi
9. dan lagi dan lagi

p/s: cheeky's decor updated

4 comments:

Anonymous said...

pah..ari tu aku dapat catalogue ikea..dia anto kat umah aku kat putrajaya..tu aku muskil bile ko kata ko tak dapat..sbb aku ingatkan dia anto kat sume umah kat putrajaya..

Unknown said...

hahahahaha midah....abaikan semua2 bisikan syaitan untuk berbelanja lebih2ah...

-Mistress of Impulse Buying-

Anonymous said...

tu la zett...

samada ader org curik catalogue aku atau derang tak pandang rumah merpati...eiii nanti nak tepon hartanah la tanyer pasal teres!!!

fina

i'm trying...and still trying...wakaka

Anonymous said...

miedah, kalu aku nk wat personal loan, ko jadik guarator ok tk? bnk rakyat nk org gomen jadik guarantor..heh heh! ok ke ok?